Our Philosophy
If you fail to plan, you plan to fail
There is a progression to personal finance. Individuals advance towards financial maturity as they strive to set specific goals with known, measurable financial targets. A proper plan elevates mediocrity to superiority.
For instance, saving for a rainy day is good… investing for retirement is better… but, a retirement plan will achieve superior results.
Paying taxes is not so good… finding legitimate deductions to minimize taxes is better… but, a tax plan with structure will achieve superior results.
Premature death or disability is bad… having insurance coverage may soften the blow… but, an estate plan will achieve superior results.
Simply put, to achieve the highest financial potential, an effective financial plan must indicate aspects of investment, taxation and insurance structures. These 3 Pillars interact together to form your personal and your family’s financial picture.
The 3 Pillars of Financial Planning
Pillar one:
Investment Planning
Building wealth does not come by accident. You need a concrete plan to build your portfolio so you can secure your family’s future & maintain your desired lifestyle through retirement.
pillar two:
risk management
Protect what you have! The most valuable asset you have is YOU. The second most valuable asset you have is your positions. Build a plan to protect yourself first, then your positions.
pillar three:
tax planning
Proper tax planning minimizes your tax burden. Proper estate planning protects your loved ones from taxes when you physically can’t.
This website is destined for residents of British Columbia, Alberta and Ontario.
Alpha & Omega Wealth Management Inc. (also known under brand name Alpha & Omega Wealth Management) is a firm registered in Financial Planning (CFP), Estate Planning (CLU) and Life and Accident and Sickness Insurance of persons.
